Zp\u011btn\u00fd, nebo, pokud doslovn\u011b, zp\u011btn\u00e1 pron\u00e1jem (angl.) \u2014 relativn\u011b nov\u00e9 pro rusy pojem. Podstatou zp\u011btn\u00e9 pron\u00e1jmu spo\u010d\u00edv\u00e1 v tom, \u017ee kupuj\u00edc\u00ed n\u00e1kupem na hypot\u00e9ku nemovitost, pronaj\u00edm\u00e1 ji prod\u00e1vaj\u00edc\u00edmu v dlouhodob\u00e9m pron\u00e1jmu (10-25 let), kter\u00e9 pob\u00fdvaj\u00ed v tomto vlastn\u00edkem bydlen\u00ed, a jak se zaru\u010den\u00fd st\u00e1l\u00fd p\u0159\u00edjem. Velikost renty je p\u0159ibli\u017en\u011b 4-5 % ro\u010dn\u011b a v n\u011bkter\u00fdch p\u0159\u00edpadech dokonce i se vztahuje na hypote\u010dn\u00ed spl\u00e1tky.<\/p>\n
Po vypr\u0161en\u00ed t\u00e9to smlouvy majitel dostane nemovitost do jeho \u00fapln\u00e9 likvidace a m\u016f\u017ee prodat, znovu pronajmout, nebo se osobn\u011b domluvit na ji\u017e trvale svou \u017eivotn\u00ed prostor.<\/p>\n
Nejv\u00edce efektivn\u011b tento finan\u010dn\u00ed syst\u00e9m funguje pr\u00e1v\u011b ve Francii, kde st\u00e1t pouze dohl\u00ed\u017e\u00ed na cel\u00fd proces transakce na zp\u011btn\u00e9 leasingy, ale \u00fapln\u011b vr\u00e1t\u00ed kupuj\u00edc\u00edmu zaplacen\u00e9 DPH ve v\u00fd\u0161i 19,6 %.<\/p>\n
Od za\u010d\u00e1tku roku 2010 kupuj\u00edc\u00ed, v\u010detn\u011b rusk\u00e9, projevuj\u00ed rostouc\u00ed z\u00e1jem o sch\u00e9matu zp\u011btn\u00fd, a v sou\u010dasn\u00e9 dob\u011b tento sektor trhu s nemovitostmi ve Francii se vyv\u00edj\u00ed velmi rychle. D\u00e1le Busby, \u0161\u00e9f nejv\u011bt\u0161\u00edho hypote\u010dn\u00edho makl\u00e9\u0159e Francii Athena Mortgages, konstatuje, \u017ee po\u010det t\u011bch, kte\u0159\u00ed se vyu\u017e\u00edt reverzn\u00ed pron\u00e1jem se zv\u00fd\u0161il ve srovn\u00e1n\u00ed s lo\u0148sk\u00fdm rokem o 50 %, p\u0159i\u010dem\u017e po\u010det \u017e\u00e1dost\u00ed o \u00fav\u011bry na bydlen\u00ed i nad\u00e1le stabiln\u011b r\u016fst.<\/p>\n
D\u016fvodem je nejen p\u0159\u00edtomnost zp\u011btn\u00fd obvod, ale i pokles hypote\u010dn\u00edch sazeb a tak\u00e9 t\u00edm, \u017ee po proveden\u00ed n\u011bkolika zm\u011bn v pr\u00e1vn\u00ed p\u0159edpisy zahrani\u010dn\u00ed kupci dostali \u0161anci na rovn\u00e9 sout\u011b\u017eit s m\u00edstn\u00edmi investory.<\/p>\n
Cizinci stejn\u011b jako ob\u010dan\u00e9 Francie, nyn\u00ed mohou z\u00edskat od st\u00e1tu \u010d\u00e1ste\u010dnou n\u00e1hradu n\u00e1klad\u016f na bydlen\u00ed.<\/p>\n
„Je to bezprecedentn\u00ed krok, kter\u00fd odr\u00e1\u017e\u00ed zv\u00fd\u0161en\u00ed d\u016fv\u011bry francouzsk\u00fdch bank k zabezpe\u010den\u00ed takov\u00e9ho investov\u00e1n\u00ed“, \u2014 \u0159ekl D\u00e1le Busby.<\/p>\n
V posledn\u00ed dob\u011b se finan\u010dn\u00ed syst\u00e9m zp\u011btn\u00e9 pron\u00e1jmu z\u00edsk\u00e1v\u00e1 st\u00e1le v\u011bt\u0161\u00ed popularitu mezi rusk\u00e9 investory, z nich\u017e mnoz\u00ed domn\u00edvaj\u00ed
\nnemovitosti ve Francii za nejlep\u0161\u00ed pro investice sm\u011brem.<\/p>\n","protected":false},"excerpt":{"rendered":"
Zp\u011btn\u00fd, nebo, pokud doslovn\u011b, zp\u011btn\u00e1 pron\u00e1jem (angl.) \u2014 relativn\u011b nov\u00e9 pro rusy pojem. Podstatou zp\u011btn\u00e9 pron\u00e1jmu spo\u010d\u00edv\u00e1 v tom, \u017ee<\/p>\n","protected":false},"author":1,"featured_media":468,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[133],"tags":[],"class_list":["post-918","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-danove-informace-ve-francii"],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"cs","enabled_languages":["ru","uk","en","de","fr","it","es","pl","pt","bg","cs","da","et","fi","hr","hu","lt","lv","mk","no","ro","sk","sl","sq","sr","tr","nl","am","ca","sv"],"languages":{"ru":{"title":false,"content":false,"excerpt":false},"uk":{"title":false,"content":false,"excerpt":false},"en":{"title":false,"content":false,"excerpt":false},"de":{"title":false,"content":false,"excerpt":false},"fr":{"title":false,"content":false,"excerpt":false},"it":{"title":false,"content":false,"excerpt":false},"es":{"title":false,"content":false,"excerpt":false},"pl":{"title":false,"content":false,"excerpt":false},"pt":{"title":false,"content":false,"excerpt":false},"bg":{"title":false,"content":false,"excerpt":false},"cs":{"title":true,"content":true,"excerpt":false},"da":{"title":false,"content":false,"excerpt":false},"et":{"title":false,"content":false,"excerpt":false},"fi":{"title":false,"content":false,"excerpt":false},"hr":{"title":false,"content":false,"excerpt":false},"hu":{"title":false,"content":false,"excerpt":false},"lt":{"title":false,"content":false,"excerpt":false},"lv":{"title":false,"content":false,"excerpt":false},"mk":{"title":false,"content":false,"excerpt":false},"no":{"title":false,"content":false,"excerpt":false},"ro":{"title":false,"content":false,"excerpt":false},"sk":{"title":false,"content":false,"excerpt":false},"sl":{"title":false,"content":false,"excerpt":false},"sq":{"title":false,"content":false,"excerpt":false},"sr":{"title":false,"content":false,"excerpt":false},"tr":{"title":false,"content":false,"excerpt":false},"nl":{"title":false,"content":false,"excerpt":false},"am":{"title":false,"content":false,"excerpt":false},"ca":{"title":false,"content":false,"excerpt":false},"sv":{"title":false,"content":false,"excerpt":false}}},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/posts\/918","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/comments?post=918"}],"version-history":[{"count":0,"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/posts\/918\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/media\/468"}],"wp:attachment":[{"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/media?parent=918"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/categories?post=918"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nalog.fr\/cs\/wp-json\/wp\/v2\/tags?post=918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}