{"id":595,"date":"2020-02-11T15:31:03","date_gmt":"2020-02-11T12:31:03","guid":{"rendered":"http:\/\/nalog.fr\/sqpse-ajo-eshte-e-dobishme-per-te-investuar-ne-te-studenteve-strehim-evrope\/"},"modified":"2020-02-11T15:31:03","modified_gmt":"2020-02-11T12:31:03","slug":"sqpse-ajo-eshte-e-dobishme-per-te-investuar-ne-te-studenteve-strehim-evrope","status":"publish","type":"post","link":"https:\/\/nalog.fr\/sq\/sqpse-ajo-eshte-e-dobishme-per-te-investuar-ne-te-studenteve-strehim-evrope\/","title":{"rendered":"Pse ajo \u00ebsht\u00eb e dobishme p\u00ebr t\u00eb investuar n\u00eb t\u00eb student\u00ebve strehim Evrop\u00eb"},"content":{"rendered":"<p>Problemi kryesor rus duke folur investitor\u00ebt p\u00ebr gjetjen optimale (nga pik\u00ebpamja e rrezikut dhe t\u00eb kthimit) e objektit p\u00ebr investime. Nonresidential pasurive t\u00eb patundshme pasurive t\u00eb patundshme komerciale zakonisht n\u00eb dispozicion p\u00ebr t\u00eb zakonsh\u00ebm investitor\u00ebt p\u00ebr shkak t\u00eb saj, kosto t\u00eb lart\u00eb, k\u00ebshtu q\u00eb shumica e konsumator\u00ebve blejn\u00eb strehimit p\u00ebr qira. Apartamente per shitje dhe me qera p\u00ebr afat t\u00eb gjat\u00eb me qira ka t\u00eb qart\u00eb avantazhet \u2014 s\u00eb pari dhe m\u00eb kryesorja \u00ebsht\u00eb leht\u00ebsi p\u00ebr t\u00eb menaxhuar, por ka edhe t\u00eb metat e veta, t\u00eb tilla si relativisht e ul\u00ebt rendimenti (rreth 3 %) dhe problemet me d\u00ebbimin e qiramarr\u00ebsve n\u00ebse \u00ebsht\u00eb e nevojshme.<\/p>\n<p>Minimale, nga pik\u00ebpamja e humbjeve, rrug\u00ebn p\u00ebr investime t\u00eb student\u00ebve strehim, nj\u00eb lloj &#8220;do t\u00eb thot\u00eb t\u00eb Art\u00eb&#8221; t\u00eb tregut t\u00eb pasurive t\u00eb patundshme. Nj\u00eb alternativ\u00eb e mir\u00eb nga k\u00ebndv\u00ebshtrimi i bilancit t\u00eb rrezikut\/kthehet. E v\u00ebrteta \u00ebsht\u00eb, vet\u00ebm 5 % e ruse-fol\u00ebse investitor\u00ebt t\u00eb konsiderojn\u00eb investimet n\u00eb k\u00ebt\u00eb lloj t\u00eb pasuris\u00eb, kurse jasht\u00eb tij ajo ka qen\u00eb prej koh\u00ebsh konsiderohet si nj\u00eb nga m\u00eb fitimprur\u00ebse dhe premtuese.<\/p>\n<h2>\u00c7far\u00eb \u00ebsht\u00eb n\u00eb dobi<\/h2>\n<p>Nga 2012, investitor\u00ebt e huaj t\u00eb investuar n\u00eb vit n\u00eb t\u00eb student\u00ebve apartamente p\u00ebr t\u00eb pakt\u00ebn $6 miliard\u00eb \u2014 dhe kjo \u00ebsht\u00eb vet\u00ebm num\u00ebrimi i madh ka t\u00eb b\u00ebj\u00eb (m\u00eb shum\u00eb se $7.5 milion euro). Cilat jan\u00eb avantazhet e nj\u00eb mjet t\u00eb till\u00eb?<\/p>\n<p><strong>S\u00eb pari, numri i nx\u00ebn\u00ebsve \u00ebsht\u00eb n\u00eb rritje n\u00eb bot\u00eb<\/strong>. Sipas OECD (Organizata p\u00ebr bashk\u00ebpunim dhe zhvillim ekonomik), numri i personave t\u00eb studiuar jasht\u00eb vendit \u00ebsht\u00eb rritur nga 2 milion\u00eb n\u00eb vitin 2000 deri n\u00eb 4.5 milion n\u00eb vitin 2012, dhe nga 2025 numri i tyre ka arritur n\u00eb 8 milion\u00eb njer\u00ebz. P\u00ebrve\u00e7 k\u00ebsaj, rritja e klas\u00ebs s\u00eb mesme dhe rritja n\u00eb numrin e njer\u00ebz t\u00eb pasur n\u00eb ekonomit\u00eb n\u00eb zhvillim (sidomos nga Kina) do t\u00eb thot\u00eb gjithashtu rritje e k\u00ebrkes\u00ebs p\u00ebr student me qira strehim.<\/p>\n<p>K\u00ebrkesa e lart\u00eb do t\u00eb thot\u00eb se rreziqet e investimeve n\u00eb t\u00eb student\u00ebve apartamente \u00ebsht\u00eb m\u00eb e ul\u00ebt se sa kur t\u00eb investuar n\u00eb pasuri t\u00eb patundshme. K\u00ebshtu, p\u00ebr zyr\u00ebn e qiramarr\u00ebsve \u00ebsht\u00eb ndikuar fuqimisht nga gjendja ekonomike, dhe nx\u00ebn\u00ebsit duhet t\u00eb banimit gjithmon\u00eb, edhe n\u00eb koh\u00ebt e kriz\u00ebs.<\/p>\n<p><strong>S\u00eb dyti, student apartamente t\u00eb jepnin t\u00eb lart\u00eb<\/strong>se prodhimi i konvencionale apartamente, surrendering n\u00eb afat t\u00eb gjat\u00eb. N\u00eb t\u00eb mir\u00eb t\u00eb zonave e qyteteve Evropiane e student\u00ebve t\u00eb pron\u00ebs sjell n\u00eb nj\u00eb mesatare prej 4-6% p\u00ebr nj\u00eb vit, nd\u00ebrsa banesa konvencionale \u00ebsht\u00eb 2-3 %. Rendimenti mund t\u00eb jet\u00eb m\u00eb lart ose m\u00eb posht\u00eb 4-6%, n\u00eb var\u00ebsi t\u00eb sa t\u00eb madh e Universitetit \u00ebsht\u00eb n\u00eb lagje, se sa larg \u00ebsht\u00eb ai nga Universiteti i vendosur dhe se si ata jan\u00eb t\u00eb kualitetit t\u00eb lart\u00eb dhe modern. Prandaj, m\u00eb t\u00eb lart\u00eb dhe cil\u00ebsin\u00eb m\u00eb t\u00eb mir\u00eb t\u00eb vendit, rreziqet m\u00eb t\u00eb ul\u00ebt dhe m\u00eb t\u00eb lart\u00eb t\u00eb rentabilitetit.<\/p>\n<p><strong>S\u00eb treti, investimet n\u00eb studentore apartamente t\u00eb ket\u00eb prag t\u00eb ul\u00ebt p\u00ebr t\u00eb hyr\u00eb n\u00eb treg<\/strong>. P\u00ebr t\u00eb bler\u00eb apartamente n\u00eb nj\u00eb \u00e7mim prej \u20ac90 000 \u2013 100 000 por p\u00ebr investime n\u00eb t\u00eb gjith\u00eb nd\u00ebrtimin e do t\u00eb kan\u00eb nevoj\u00eb p\u00ebr nj\u00eb euro 15-30 milion. p\u00ebr Shembull, investitor\u00ebt mund t\u00eb blejn\u00eb student i ri apartamente me nj\u00eb sip\u00ebrfaqe prej 17-23 m2 \u00a370 000 \u2013 100 000 n\u00eb Liverpool. Kthimi i (pa zbritje e shpenzimeve) do t\u00eb jet\u00eb 7 %, ose \u00a34 900 euro n\u00eb vit me blerjen e Studio p\u00ebr \u00a370 000. Blerjet e buxhetit mund t\u00eb reduktohet nga gjysma n\u00eb qoft\u00eb se ju p\u00ebrdorni nj\u00eb kredi hipotekare. Ata me t\u00eb m\u00ebdha t\u00eb buxheteve do t\u00eb jen\u00eb t\u00eb interesuar n\u00eb blerjen e t\u00ebr\u00eb hotel. K\u00ebshtu, p\u00ebr \u20ac14.7 milion euro p\u00ebr t\u00eb bler\u00eb studenti komplekse p\u00ebr qindra apartamente n\u00eb Nuremberg. Rendimenti i 4.9 %, apo mbi \u20ac720 000 euro n\u00eb vit.<\/p>\n<p><strong>Nj\u00eb tjet\u00ebr plus \u2014 pasive t\u00eb kontrollit<\/strong>. P\u00ebr pronar\u00ebt e biznesit n\u00eb Rusi, pron\u00ebs jasht\u00eb shtetit \u2014 kursimet mjet, nuk \u00ebsht\u00eb nj\u00eb burim kryesor i t\u00eb ardhurave, dhe ata nuk kan\u00eb koh\u00eb p\u00ebr t\u00eb menaxhuar. Kur t\u00eb investuar n\u00eb t\u00eb student\u00ebve apartament menaxhimit \u00ebsht\u00eb kryer nga kompania e menaxhimit, e cila zakonisht \u00ebsht\u00eb e zhvilluesit t\u00eb cil\u00ebt nd\u00ebrtuar konvikti, investitori nuk ka nevoj\u00eb t\u00eb mendoj p\u00ebr zgjidhjen e problemeve t\u00eb ndryshme (gjetjen e qiramarr\u00ebsve, riparimet, etj.). Kostoja e sh\u00ebrbimeve t\u00eb nj\u00eb kompanie p\u00ebr menaxhimin \u2014 rreth 10% e t\u00eb ardhurave nga qiraja.<\/p>\n<p>Pjes\u00ebmarrja n\u00eb bashk\u00eb-investim nd\u00ebrtimin e banes\u00ebs komplekset n\u00eb Evrop\u00eb p\u00ebr investitor\u00ebt privat\u00eb n\u00ebnkupton nj\u00eb pasiv t\u00eb investimeve (t\u00eb menaxhimit t\u00eb p\u00ebrdoren nga kompania p\u00ebr menaxhimin e), nd\u00ebrsa bler\u00ebsit t\u00eb marrin t\u00eb ardhura jo vet\u00ebm nga qirat\u00eb, por nga rizhvillimit.<\/p>\n<h2>Kurthet e<\/h2>\n<p>Megjithat\u00eb, si me investime n\u00eb \u00e7do lloj tjet\u00ebr t\u00eb pron\u00ebs, investimet n\u00eb t\u00eb student\u00ebve strehim ka rreziqet e saj. P\u00ebr shembull, studenti apartamente t\u00eb v\u00ebshtir\u00eb (apo jo e pamundur) p\u00ebr t\u00eb kthyer, p\u00ebr shkak se ata jan\u00eb t\u00eb vendosura n\u00eb t\u00eb specializuara komplekset pran\u00eb universiteteve, dhe ata mund t\u00eb jetojn\u00eb vet\u00ebm student\u00ebt. Investitor\u00ebt vet\u00eb nuk jan\u00eb n\u00eb gjendje t\u00eb p\u00ebrdorin apartament p\u00ebr q\u00ebndrimin e tyre, dhe do t\u00eb banoni n\u00eb to p\u00ebr dik\u00eb q\u00eb nuk \u00ebsht\u00eb nj\u00eb student. Dhe n\u00eb qoft\u00eb se banesa nuk \u00ebsht\u00eb vendosur n\u00eb m\u00eb t\u00eb njohura t\u00eb tregut dhe k\u00ebrkesa p\u00ebr k\u00ebt\u00eb Universitet ra, pronari do t\u00eb jet\u00eb e v\u00ebshtir\u00eb p\u00ebr t\u00eb shitur.<\/p>\n<p>Likuiditetit t\u00eb student\u00ebve apartamente \u00ebsht\u00eb m\u00eb e ul\u00ebt se likuiditeti i konvencionale apartamente, por m\u00eb t\u00eb lart\u00eb se sa jo-objektet banesore.<\/p>\n<p>\u00cbsht\u00eb e r\u00ebnd\u00ebsishme p\u00ebr t\u00eb kuptuar se student\u00ebve strehim n\u00eb hostele nuk \u00ebsht\u00eb e nj\u00ebjt\u00eb si t\u00eb zakonsh\u00ebm t\u00eb banimit banesa n\u00eb multi-nd\u00ebrtesa banimi. Zhvilluesit shpesh t\u00eb p\u00ebrdorur nga mungesa e p\u00ebrvoj\u00ebs s\u00eb investitor\u00ebve dhe t\u00eb reklamuar Studio apartamente n\u00eb nd\u00ebrtesa banimi n\u00eb zona pran\u00eb universiteteve si student apartamente. Dallimi \u00ebsht\u00eb se k\u00ebto dokumente duhet t\u00eb jet\u00eb e specifikuar se objekti mund t\u00eb p\u00ebrdoret vet\u00ebm si nj\u00eb student banimit dhe t\u00eb jetojn\u00eb n\u00eb nd\u00ebrtes\u00ebn mund vet\u00ebm student\u00ebt e Universitetit.<\/p>\n<p>Si\u00e7 u p\u00ebrmend m\u00eb lart, japin e nx\u00ebn\u00ebsve apartamente \u00ebsht\u00eb 4-6 %. N\u00ebse shit\u00ebsi premtime t\u00eb jepnin t\u00eb lart\u00eb (9-10% ose m\u00eb e lart\u00eb), \u00ebsht\u00eb e mundshme q\u00eb investimet do t\u00eb jen\u00eb t\u00eb shoq\u00ebruara me shtes\u00eb rreziqet e sh\u00ebmtuar vend dhe p\u00ebr k\u00ebt\u00eb arsye t\u00eb ul\u00ebt t\u00eb k\u00ebrkes\u00ebs, menaxhimit t\u00eb dob\u00ebt apo p\u00ebrkeq\u00ebsimin e nd\u00ebrtesave. P\u00ebr t\u00eb mbrojtur veten nga t\u00eb fundit me rrezik t\u00eb ul\u00ebt t\u00eb cil\u00ebsis\u00eb s\u00eb objektit dhe t\u00eb vjet\u00ebrsis\u00eb \u2014 ajo \u00ebsht\u00eb e rekomanduar p\u00ebr t\u00eb bler\u00eb objekte t\u00eb reja. Vendi m\u00eb i mir\u00eb p\u00ebr t\u00eb bler\u00eb apartamente n\u00eb tregun primar, si me blerjen e nj\u00eb sht\u00ebpi t\u00eb dyt\u00eb shpejt nuk jan\u00eb riparuar shpenzimet, i cili i ka ulur rentabilitetin.<\/p>\n<h2>Ku p\u00ebr t\u00eb bler\u00eb<\/h2>\n<p>P\u00ebr t\u00eb bler\u00eb fitimprur\u00ebse student\u00ebve strehim n\u00eb mbret\u00ebrin\u00eb e BASHKUAR, Gjermani dhe Franc\u00eb. K\u00ebto tregje jan\u00eb t\u00eb besueshme dhe se jan\u00eb n\u00eb k\u00ebrkes\u00eb t\u00eb lart\u00eb nga vendas dhe t\u00eb huaj, nx\u00ebn\u00ebs (pjesa e fundit \u00ebsht\u00eb 10-20% e totalit t\u00eb regjistrimit). Mund\u00ebsit\u00eb p\u00ebr investitor\u00ebt privat\u00eb n\u00eb tregjet e Austri, Spanj\u00eb dhe Zvic\u00ebr \u00ebsht\u00eb i kufizuar, sepse nuk jan\u00eb objekte ende n\u00eb faz\u00ebn e projektimit t\u00eb bler\u00eb nga investitor\u00ebt e korporatave dhe fonde. Si p\u00ebr SHBA \u2014 tregu m\u00eb i madh t\u00eb student\u00ebve apartamente, propozimi \u00ebsht\u00eb e tep\u00ebrt, potencial rritje n\u00eb normat qira \u00ebsht\u00eb e kufizuar, dhe madje edhe lokale investitor\u00ebt e kopes\u00eb p\u00ebr tregjet Evropiane, n\u00eb k\u00ebrkim t\u00eb m\u00eb shum\u00eb oferta t\u00eb majme.<\/p>\n<p>Arsyeja pse ju duhet t\u00eb paguani v\u00ebmendje p\u00ebr pranin\u00eb e &#8220;magnet&#8221; \u2014 e vendosur n\u00eb af\u00ebrsi t\u00eb njohura t\u00eb Universitetit, si dhe mungesa e tep\u00ebrt e furnizimit n\u00eb nivel lokal me qira e tregut, ku studenti apartamente mund t\u00eb garojn\u00eb me nj\u00eb num\u00ebr t\u00eb madh private, apartamente dhe t\u00eb jap\u00eb nj\u00eb ndikim negativ t\u00eb ul\u00ebt normat qira.<\/p>\n<p>Gjithashtu e r\u00ebnd\u00ebsishme \u00ebsht\u00eb situata demografike \u2014 si \u00ebsht\u00eb n\u00eb rritje dhe do t\u00eb rritet numri i student\u00ebve n\u00eb qytet. N\u00ebse numri i nx\u00ebn\u00ebsve nuk ka ndryshim apo r\u00ebnie, por nd\u00ebrtimi i ri konvikte dhe objekteve t\u00eb banimit shkalla e ul\u00ebt, apartament do t\u00eb jet\u00eb bosh, dhe investimet nuk do t\u00eb sjell\u00eb fitim. P\u00ebr shembull, n\u00eb Gjermani numri i nx\u00ebn\u00ebsve rritet pothuajse kudo, por ka qytete, t\u00eb tilla si Jena dhe Greifswald, ku numri i nx\u00ebn\u00ebsve mbi pes\u00eb vje\u00e7 ka r\u00ebn\u00eb nga 10-11 %.<\/p>\n<p>N\u00eb BRITANI t\u00eb madhe p\u00ebr investime n\u00eb t\u00eb student\u00ebve apartamente premtuese t\u00eb m\u00ebdha Universitare qendra me e pamjaftueshme p\u00ebr furnizim t\u00eb banimit, t\u00eb tilla si Bristol, London, Oxford dhe t\u00eb Edinburgut, dhe Manchester. N\u00eb Gjermani potencialin e qyteteve t\u00eb Bavaris\u00eb (w\u00fcrzburg, Nuremberg, Passau), si dhe Heidelberg dhe Frankfurt am main. N\u00eb Franc\u00eb nj\u00eb investim i mir\u00eb i mund\u00ebsive n\u00eb qytetet e AIX-EN-Provence, Lille, Montpellier, Pessac, Marsej\u00eb, Strasburg.<\/p>\n<p>Lifehack p\u00ebr investitor\u00ebt \u2014 n\u00eb mesin e par\u00eb t\u00eb dini se ku dhe kur do t\u00eb hap\u00eb rinj t\u00eb fakulteteve apo Universitetit, si dhe p\u00ebr t\u00eb bler\u00eb nj\u00eb num\u00ebr t\u00eb apartamenteve.<\/p>\n<p>P\u00ebr shembull, n\u00eb fund t\u00eb 2017 do t\u00eb filloj\u00eb nd\u00ebrtimin e nj\u00eb kampusi n\u00eb Cardiff, dhe n\u00eb saj\u00eb t\u00eb projektit, Universitetin vendor do t\u00eb t\u00ebrheq\u00eb 2,000 student\u00eb nga e gjith\u00eb bota. Dhe nga 2019 n\u00eb Veri periferi t\u00eb Parisit hapet m\u00eb e madhe n\u00eb Evrop\u00eb kampus fakultetet e Shkencave sociale n\u00eb t\u00eb cilat t\u00eb punojn\u00eb dhe t\u00eb studiojn\u00eb m\u00ebsues dhe student\u00eb nga disa universitete.<\/p>\n<p>Me p\u00ebrhapjen e teknologjis\u00eb s\u00eb Internetit n\u00eb rritje n\u00eb popullaritet, \u00ebsht\u00eb p\u00ebr t\u00eb bler\u00eb t\u00eb larg\u00ebt e t\u00eb m\u00ebsuarit, por forma tradicionale e arsimit do t\u00eb mbetet n\u00eb fokus t\u00eb nx\u00ebn\u00ebsve n\u00eb dekadat e ardhshme. Dhe, prandaj, nx\u00ebn\u00ebsve apartamente pran\u00eb Universitetit do t\u00eb jet\u00eb ende popullore.<\/p>\n<p>Georgy Kachmazov, menaxhimin partner Tranio<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Problemi kryesor rus duke folur investitor\u00ebt p\u00ebr gjetjen optimale (nga pik\u00ebpamja e rrezikut dhe t\u00eb kthimit) e objektit p\u00ebr investime.<\/p>\n","protected":false},"author":1,"featured_media":468,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[128],"tags":[],"class_list":["post-595","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacione-tatimore-ne-france"],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"sq","enabled_languages":["ru","uk","en","de","fr","it","es","pl","pt","bg","cs","da","et","fi","hr","hu","lt","lv","mk","no","ro","sk","sl","sq","sr","tr","nl","am","ca","sv"],"languages":{"ru":{"title":false,"content":false,"excerpt":false},"uk":{"title":false,"content":false,"excerpt":false},"en":{"title":false,"content":false,"excerpt":false},"de":{"title":false,"content":false,"excerpt":false},"fr":{"title":false,"content":false,"excerpt":false},"it":{"title":false,"content":false,"excerpt":false},"es":{"title":false,"content":false,"excerpt":false},"pl":{"title":false,"content":false,"excerpt":false},"pt":{"title":false,"content":false,"excerpt":false},"bg":{"title":false,"content":false,"excerpt":false},"cs":{"title":false,"content":false,"excerpt":false},"da":{"title":false,"content":false,"excerpt":false},"et":{"title":false,"content":false,"excerpt":false},"fi":{"title":false,"content":false,"excerpt":false},"hr":{"title":false,"content":false,"excerpt":false},"hu":{"title":false,"content":false,"excerpt":false},"lt":{"title":false,"content":false,"excerpt":false},"lv":{"title":false,"content":false,"excerpt":false},"mk":{"title":false,"content":false,"excerpt":false},"no":{"title":false,"content":false,"excerpt":false},"ro":{"title":false,"content":false,"excerpt":false},"sk":{"title":false,"content":false,"excerpt":false},"sl":{"title":false,"content":false,"excerpt":false},"sq":{"title":true,"content":true,"excerpt":false},"sr":{"title":false,"content":false,"excerpt":false},"tr":{"title":false,"content":false,"excerpt":false},"nl":{"title":false,"content":false,"excerpt":false},"am":{"title":false,"content":false,"excerpt":false},"ca":{"title":false,"content":false,"excerpt":false},"sv":{"title":false,"content":false,"excerpt":false}}},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/posts\/595","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/comments?post=595"}],"version-history":[{"count":0,"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/posts\/595\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/media\/468"}],"wp:attachment":[{"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/media?parent=595"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/categories?post=595"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nalog.fr\/sq\/wp-json\/wp\/v2\/tags?post=595"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}